Supplemental Health Benefits
Protect Your Finances Beyond Traditional Coverage
Even with comprehensive health insurance or Medicare Advantage, unexpected medical events can lead to significant out-of-pocket costs. Supplemental insurance plans offer financial protection and peace of mind when you need it most.
Hospital Indemnity Insurance
Cash benefits for hospital stays and related services
Hospital Indemnity plans pay a fixed daily benefit when you’re admitted to a hospital. These funds can be used for:
- Deductibles and copays
- Transportation and lodging
- Household expenses during recovery
Why it matters: Helps cover gaps in your primary insurance, especially if you have a high-deductible plan or limited savings.
Critical Illness Insurance
Coverage for major health events
Critical Illness plans offer a one-time cash benefit if you’re diagnosed with a covered condition such as:
- Heart attack
- Stroke
- Cancer
- Organ failure
Why it matters: Use the funds for medical bills, rehabilitation, or everyday expenses while you recover.
Ready to Add Extra Protection?
Contact us today to discuss supplemental coverage.