About Us

Harper Insurance & Benefits (Harper Insurance Agency, LLC) is an independent insurance broker based in Lake St. Louis, MO. We service the entire state of Missouri and have the ability to sell coverage in other states. Whether you are looking for personal or business insurance we can help you find the right coverage.

Working with an independent insurance broker gives you freedom and flexibility. Unlike brokers tied to one provider, independent brokers shop across multiple companies to find the coverage that best fits your needs and budget.

· Member – MO Association of Insurance Agents (MOIA)

· Member – O’Fallon, MO Chamber of Commerce

· Certified Anthem MEWA MO Chamber Benefit Plan Broker

· Certified Medicare Broker