Missouri Chamber Benefit Plan
Affordable Health Coverage for Small Businesses
The Missouri Chamber Benefit Plan is an innovative health insurance solution designed specifically for small businesses across Missouri. Developed by the Missouri Chamber Federation, this plan allows employers with 2–50 eligible employees to access high-quality, affordable health coverage by joining a Multiple Employer Welfare Arrangement (MEWA).
Key Features:
- Shared Risk Pool: Small businesses join a larger self-funded pool, helping stabilize premiums and reduce costs.
- Comprehensive Coverage: Includes medical, dental, vision, and integrated Health Savings Accounts (HSAs) for eligible participants
Wide Network Access:
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- Eastern Missouri: Blue Access, Blue Access Choice, Blue Preferred (Anthem)
- Western Missouri: Freedom Network Select, HealthLink Open Access III
- National coverage options
Eligibility:
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- Must have 2–50 employees enrolled in a medical plan
- Must be in good standing with the Missouri Chamber or a participating local chamber
- Businesses headquartered in Missouri can include out-of-state employees
Why Choose the Chamber Benefit Plan?
- Lower Costs: Many small businesses report significant savings compared to traditional insurance options.
- Flexible Options: Plans may include dental, vision, and prescription coverage, with discounts for bundling.
- No Membership Required for Quotes: You don’t need to be a chamber member to receive a quote—just contact a certified broker.
Harper Insurance & Benefits is a certified Missouri Chamber Benefit Plan Broker.
Real Results:
Over 1,200 small businesses and 17,000 Missourians are already benefiting from this plan, with numbers growing steadily thanks to expanded eligibility and strong legislative support.
Interested in Offering This Plan to Your Employees?
Let Harper Insurance & Benefits help you explore the Missouri Chamber Benefit Plan and determine if it’s the right fit for your business.